#1. All their cards have all the rewards and benefits that Visa and Mastercard provide, whether it’s 1% cash back or airplane mileage.

#2. If you buy something, below $300, and the merchant refuses to refund your money, Amex will pay you for it; however, you can only redeem up to $1000 a year doing this.

#3. If you buy something with a warranty Amex will match that warranty, up to a one full year.

#4. Most cards have travel insurance. In case you get sick or die, while traveling, Amex will  pay the covered person up to 1.5 million for their loss. It depends on what type of card you have. In case of “loss of  one hand and one foot” the coverage is between 50,000 to 1,500,000.

#5. When you rent a car with a qualifying Amex card, you’ll be covered under their Car Retnal Loss and Damage Insurance Plan. So you don’t need to buy insurance from the car renter!

#6. Don’t be scared to lose your bags when you travel, because Amex has Baggage Insurance. Eligible members are allowed to claim $500 for checked bags, and $1250 for carry-on baggage.

The thing you have to realize about all these benefits is that you have to use your Amex card! So you can’t rent a car with a Visa and expect Amex will pay for it.

Yeah.

It used to be that the grey squirrel was the king of the London parks, scaring red squirrels into going after the nuts the grey squirrel didn’t care for. Now a mutated black squirel has appeared and is changing the rules. The new black squirrel has more testosterone, making it faster, stronger, and more aggressive. In some places the black squirrel now makes up 50% of the squirrel population and is threatening the extinction of the red squirrel. Female squirrels prefer the black squirrels sexually (once you go black you don’t go back…to red…squirrels) and they are expected to eventually take over much of the squirrel population of Europe. Looks like red squirrels are getting screwed by the long (black) dick of evolution.

Seven labrador retrievers were cloned in South Korea recently to snif out drugs and explosives. They were cloned from one of their top drug sniffing dogs because it is so hard to find good candidates for the job. The dogs so far have been a complete success, passing tests just as well as the original.

For all the people that think cloning is immoral, this should prove how useful it can be. These dogs will surely save lives and catch criminals, and every country should follow South Korea’s lead. Not experimenting with cloning and stem cells is what really should be called immoral. The possibilities are endless for cloning and stem cells, working to save possibly millions of lives. The possibilities of reproducing individual body parts, cures for diseases, and in vitro fertilization are huge and real. In vitro fertilization is a process where egg cells are fertilized outside the womb.

If you believe it is unethical because you are “playing God,” you might as well shut down every hospital and trow out all medicines. It’s called natural selection, and saving people’s lives with medicine isn’t something from God.

I hear so many people shocked with admiration of someone that is able to finish college in 3 years. They automatically assume that person must be one of the smartest people because they can do it. I promise you it’s actually fairly easy because I would be able to do it if it wasn’t for my minor, and I’m definitely not one of the smartest at the University of Texas!
 
Let’s take a look at a typical degree plan. This for an Economics major:
 

 
The first thing I would do as soon as I graduate high school is register for summer class at a community college. They are so easy that you can easily get all A’s with little to no effort. I would register for 4 classes in the summer, two in the first months, two in the second month. Let’s say, following the economics degree plan, I register for 2 calculus class because they are fairly hard in college. I would also register for two foreign language classes such as Spanish, because they are very time consuming as 5 hour courses.
 

Now I have completed summer school, and let’s be conservative and say I only get AP credit for 2 courses (English and government). I’m a freshman in college with 24 hours and I’ve just registered for only 15 hours. Following the degree plan I can take: biology, 2nd English, 2nd government, history and a blow off education class to keep my GPA up.
 
I’ve completed my first semester with all A’s and am already done with English and government requirements. I have 39 hours and am classified as a stud sophomore. I’ve completed my spring registration for 12 hours taking: 2nd biology, 2nd history, psychology, economics, and another blow off education class.
 

I’m done with freshman year with 1 B and have 55 hours. Now I must register for more summer courses. I register for 1 calculus, 2 Spanish, 1 economics course, and another easy elective. 
 

After summer I come into my second year with a confident 72 hours, classified as a junior! I register for 4 more fall classes including: nutrition, architecture, art history, ECO 420K (an upper division class!), and another elective.  
 

Fall semester is done and I have 88 hours. I register for 3 upper division economics classes and a business class to start my business minor. This is my toughest semester yet, but I’m confident with my high GPA! 
 

I’m done with my sophomore year and have 100 hours, classified as a senior. I register for 2 economics courses for fall of junior year because last semester was too tough, topping it off with 2 business courses.
 

No more summer school and it’s time for a summer trip to Europe or an exciting internship!
Fall of junior year is done and I’m a knowledgeable economics student. I have 112 hours and am ready to graduate one year early! I register for my only classes left: 2 economics courses and 1 business course.
 

It’s May of my second semester junior year and I’m ready to apply for graduation. I have 121 hours, just enough to graduate, with a major in economics and a minor in business. I have a job offer through my internship the summer before and am laughing at everyone I know stuck in school. My first paycheck is gonna be big and I’m already searching eBay for a new car! 

  

 

 

I didn’t know much about Miley Cyrus just a couple months ago, but I sure do now. I didn’t even find out she and Hannah Montana were the same person until just a few weeks ago! But this girl has the greatest marketing team on Earth and has some future ahead of her because of them.

First of all, she is the daughter of Billy Ray Cyrus. If you don’t know who that is, you’re singing his song every time the song “Achy Breaky Heart” gets stuck in your head mercilessly repeating itself for hours. She is also in the process of changing her name to Miley Ray Cyrus so she can be more like daddy.

Last year Miley Cyrus earned $18 million. $18 million?! At 14?!?! She has been in 4 movies, has her own TV show, 4 music albums, has won numerous awards, and her concert tickets sell for thousands of dollars. Oh yeah, she’s also in the process of writing her memoirs… at 15 years old. The market behind her image is unbelievable. Listen to her stuff, she’s not even that good!

 
 
 
 

 
 
 
Honestly, I think her dad should be changing his name to Miley Cyrus.

 
 
 

Today, the defendants in the Sean Bell case all got acquitted and now the black community is upset. If you don’t know already, Sean Bell was killed, on the night before his wedding, by three police officers, who were undercover. The officers tried to stop Bell from driving away, but Bell refused and drove until he hit a van. When Bell stepped out of his car, he was shot and killed.

The judge for this case ruled in favor of the three officers on trial, despite the prosecution providing around 50 witnesses. He stated that some of the witnesses contradicted themselves, and their demeanor were questionable; therefore, the prosecution couldn’t prove the officers were guilty, because there was doubt about the reliability of the witnesses.

The thing about criminal cases is that, there has to be proof without a reasonable doubt to prove the defendants are guilty.  Convicting somebody because the prosecution’s story is sad,  isn’t an ethical way to handle a trial. It’s really sad that he got killed the night before his wedding, but we still have to look at the facts. And frankly, the prosecution couldn’t muster enough reliable witnesses to win.
The black community is extremely outraged and I don’t see why. First off, it wasn’t a hate crime. The guy just happened to be black, and two of the officers that shot him were also black. Al Sharpton, did a post trial interview and expressed his frustration with the verdict. He stated that the “justice system was aborted”, and they will prosecute the officers in the civil court. Al Sharpton, should read the trial transcript before coming to those conclusions. If the prosecution did have witnesses that contradicted themselves, it should be a no brainer that the officers can’t be proven guilty. You just can’t send somebody to jail, because it seems like the right thing to do.

After the verdict the black community was outraged. This video does an excellent job portraying the anger they felt. “These cops getting away with murder, and nobody gona say nothing”  Those people feel really adamantly about sending the defendants to prison.

Yeah.